Motorcycle Insurance in Yreka, CA

More than just a legal requirement, motorcycle insurance can cover you after various incidents and accidents. If you’re looking for a new policy or curious if you’re adequately covered, our agents at Churchill Insurance can help you assess your needs and find a suitable policy.

How Does It Work? 

Motorcycle insurance works by insuring your vehicle against accidents, damages and liabilities that can affect your finances. In exchange for your premiums, your insurer provides coverage based on your chosen policy options. If you have a deductible, it will be used to pay for damages before the insurer may cover the rest.

 

What Does Motorcycle Insurance Cover? 

A standard policy may provide the following coverages:

• Liability coverage may cover the necessary costs if you’re held liable for causing bodily harm or property damage to a third party.

• Comprehensive coverage may help pay for damages caused by theft, fire, vandalism or certain weather events.

• Collision coverage may cover the necessary costs if your motorcycle hits an object or another vehicle.

• Medical payments (MedPay) coverage may help pay for you and your passenger’s medical expenses after an accident, regardless of who’s at fault.

• Uninsured/underinsured motorist coverage may help pay for your motorcycle’s repair if you’ve been a victim of a hit-and-run or if you‘re hit by a motorist with insufficient coverage.

Depending on your needs, you may carry additional coverage like parts coverage, towing assistance coverage and total loss coverage.

Is It Required?

Yes. California requires motorcycle riders to carry minimum amounts of liability coverage for bodily harm and property damage. Your lender may also ask for a proof of insurance if you’re financing your motorcycle.

 

Get Covered Today 

Reach out to Churchill Insurance today to learn more about your coverage options or request a quote.