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Non-Profit Insurance in Yreka and Redding, CA in Yreka and Mount Shasta, CA

Protecting Nonprofits 

The factors that drive a non-profit organization differ from a for-profit business. The focus of a non-profit resides in more than just the bottom line.

Regardless of the differences, non-profits are susceptible to significant and varying risks, similar to a conventional business. Whether operating on behalf of the arts or charity, many believe non-profits are immune to liability risks and lawsuits. This is a common and costly misconception.

Non-profits need to protect their essential assets. At Churchill Insurance Inc., we offer a wide range of non-profit insurance solutions. These solutions produce specialized security to keep non-profits flourishing. 

Nonprofit Insurance tailored to your Operation

From privacy violations to structural damage, the exposures organizations face are widely determinant on their type. Our agents recognized a need for customization and designed our non-profit insurance program to be flexible while encompassing. We also understand non-profits work with certain restrictions, including stricter budgets. Agents work within these restraints, while offering comprehensive coverage.

The coverages we offer are not one-size-fits-all. Instead, agents partner with you to determine what is needed and within budget.

One key component of our program is business liability coverage. This protects non-profits in the event a third-party claims the organization is at fault for injury or property damage. For larger entities, which have invested surplus earnings in high-end assets, business property coverage is essential.

 

Unique to non-profits, directors & officers coverage (D&O) is set at a flat rate due to strict budgeting. D&O coverage serves as protection for a non-profit’s management team. Corresponding programs, such as participant/volunteer accident coverage and counseling professional liability, can also be written exclusively for non-profits.

 

As an independent insurance agency, we’ll shop for coverage on your behalf from a marketplace of providers. This not only ensures coverage is backed by a trusted national carrier, but it’s also cost effective.

 

Available coverage options include:

  • General liability
  • Directors and officers (D&O)
  • Flat Rate D&O
  • Sexual misconduct
  • Social service professional
  • Employee benefits liability
  • Commercial auto
  • Non-owned/hired auto
  • Umbrella liability
  • Employee dishonesty
  • Commercial property
  • Participant/volunteer accident

Non-profits that we insure include:

  • Arts and cultural organizations
  • Community health clinics
  • Counseling centers
  • Educational societies
  • Environmental conservation organizations
  • Foundations and fund-raising organizations
  • Historical societies
  • Mental health facilities
  • Parent-teacher associations
  • Professional organizations
  • Shelters for the homeless, elderly, families, battered women, and teens
  • Special needs schools

If possible, we will combine your nonprofit insurance with other commercial insurance; this will save you money. We’ll go over each detail of your policies and/or packages and make the most appropriate combination.

Agents Serving You, So You Can Serve Others

While your attention remains on the mission of your organization, our focus remains on your protection.

Our agents take time to learn about your mission. An interview process is completed with each organization, promoting a partnership between clients and agents. This is a critical step in our process, as it sets a foundation for all policies we write.

During this initial step, we also work to create a reasonable pricing structure around your policy. We understand budgeting restrictions. This understanding fuels our desire to offer cost efficient services, allowing clients to allocate resources toward their mission. 

After coverage needs are identified, agents write a personalized policy. Once a policy is in place, on-going service is provided to check for changes. Rates are also monitored to confirm value is maintained through competitive rates.

All agents at Churchill Insurance Inc. are equipped to write policies for non-profits. They are also educated on changes within the insurance industry pertinent to the non-profit entities we serve.

We look forward to learning more about the work of your organization. If you’re interested in learning more about coverages we provide, contact our agency. For those ready to begin a policy, please request a quote


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At Churchill Insurance Inc., we’re proud to provide non-profit insurance in Yreka, Redding, Mount Shasta, and Weed, CA. We also serve Ashland and Medford, OR. Our agents are licensed in California and Oregon. 

Our Location

Churchill Insurance

120 S Oregon St
Yreka, CA 96097
Main office: 530-331-8174

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.